FAQ page<\/a>.<\/p>\n\t\t\t\t\tDoes Security Home Mortgage offer 100% financing?\t\t\t\t\n\t\t\t\t\tYes, through UT Housing, VA, USDA, and some grant programs depending on eligibility. Ask a loan officer about eligibility for these programs.<\/p>\n\t\t\t\t\tHow long does it take to get a loan?\t\t\t\t\n\t\t\t\t\t
There are many factors that go into the length of time it takes to process each loan. While the national average is 47 days, at Security Home Mortgage we expedite the process, making our typical time to complete a loan under 30 days. This time may vary depending on property types, the seller contract etc.<\/p>\n\t\t\t\t\tWhy does Security Home Mortgage need to pull my credit if I already have a credit report?\t\t\t\t\n\t\t\t\t\t
The lender must obtain a credit report for each borrower on the loan application who has an individual credit record. The credit report must be based on data provided by the national credit repositories. Because of this, even if you have pulled your credit score, for the credit score to be considered valid it must be pulled directly from our certified credit bureaus through the loan application process.<\/p>\n\t\t\t\t\tIf Security Home Mortgage pulls my credit will that hurt my score?\t\t\t\t\n\t\t\t\t\t
Typically pulling your credit report for a mortgage will lower your score by 3-6 points. You can recuperate those points typically within a month. After your credit has been pulled you have 45 days to shop for a mortgage with no additional penalty.<\/p>\n\t\t\t\t\tIf I have had bankruptcy, short sale, or foreclosure in the past, can i still buy a home?\t\t\t\t\n\t\t\t\t\t
These regulations are continually re-evaluated, please contact us below for information specific to your circumstance.<\/p>\n\t\t\t\t\tI just changed jobs last week, can I still buy a home?\t\t\t\t\n\t\t\t\t\t
Yes, we must be able to verify 2 years of work history. \u00a0As long as you provide the appropriate documentation and we can verify your job history, you can purchase a home.<\/p>\n\t\t\t\t\tWhat is a reverse mortgage?\t\t\t\t\n\t\t\t\t\t
A reverse mortgage is a unique loan that allows homeowners 62 years of age and older to draw on the equity in their home. This equity is paid to the homeowners in a variety of payout options. For more information contact us below.<\/p>\n\t\t\t\n\t\t\t\t\t\t\tclick here to get started\n\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"FAQs Good Questions – Straight Answers Buying a home may be the largest investment you will ever make. So why should you choose Security Home Mortgage? How do i get pre-approved to buy a home? The first step to homeownership is getting pre-approved in order to know your maximum purchase price. Please visit our pre-approval…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11236,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"\n
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